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Home
›
Calculators
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SIP Calculator
📅
SIP Calculator
Estimate the future value of your Systematic Investment Plan and plan your wealth creation journey.
SIP
Lumpsum
SWP
PPF
EMI
FD
RD
Income Tax
GST
CAGR
All ›
🎛
Enter Details
Monthly Investment
₹5,000
₹
Expected Annual Return (%)
12%
%
Investment Period (Years)
10 yrs
Yr
Calculate Returns
SIP Formula:
FV = P × {[(1 + r)ⁿ – 1] / r} × (1 + r)
P = Monthly amount | r = Monthly rate | n = Months
📊
Your Investment Summary
Invested Amount
₹6,00,000
Est. Returns
₹5,16,597
Total Value
₹11,16,597
53.7%
invested
Invested
Returns
Frequently Asked Questions
What is a SIP Calculator?
+
A SIP calculator helps you estimate the maturity amount and returns on your Systematic Investment Plan. Enter your monthly amount, expected rate of return, and investment duration to get an instant projection.
How is SIP return calculated?
+
SIP return uses the Future Value formula: FV = P × {[(1 + r)ⁿ – 1] / r} × (1 + r), where P is the monthly amount, r is the monthly rate (annual/12), and n is the total months.
Is the return rate guaranteed?
+
No. Mutual fund SIP returns depend on market performance. The rate you enter is an assumption. Historical long-term equity SIP returns in India have ranged between 10–15% p.a., but past performance is not a guarantee.
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